Renewal comparisons that catch the sublimit nobody mentioned
A renewal is only as good as the comparison behind it. When three quotes arrive as PDFs in three formats, someone rebuilds the expiring policy line by line in a spreadsheet and hopes nothing slipped. The agent does the extraction and the line-up so your account manager starts from the differences.
What the agent does
- Step 1Collects the documents
Expiring policy, carrier quotes and any binder or proposal, from the email thread or the client folder.
- Step 2Extracts the coverage
Limits, sublimits, deductibles, exclusions, forms and endorsements, each tied back to the page it came from.
- Step 3Lines up the changes
Every quote is compared against the expiring policy. Reduced limits, new exclusions and dropped endorsements are flagged at the top.
- Step 4Hands over a working sheet
Your account manager gets a comparison they can edit and send, with every number linked to its source page.
The agent reads and compares. It does not advise a client on which coverage to buy. Recommendations stay with the producer, who now has the evidence in front of them.
- Hours per renewal comparison
- Coverage changes found per renewal
- Days from quote received to client meeting
- Corrections made by the account manager
Questions about this agent
Can it read scanned quotes?
Yes, with lower confidence on poor scans. Anything below a confidence threshold is marked for a person to check against the page image.
Does it work for personal and commercial lines?
Both. Commercial packages have more forms and endorsements, which is where the time savings are largest.
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